Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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James was amazing. He made the house buying process smooth, easy and comfortable. He was available and helpful.
Dana Menefee
The home buying process can be very challenging and exhausting, but James Gardner and his team at Friends First Mtg made purchasing our new home a very smooth experience. I... read more
Soultrain27
Excellent company. As a real estate agent with over 15 years in the business, I would definitely recommend Friends First Mortgage. The process was smooth and easy for my clients... read more
Shuaib Abdussabur
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I want to take the time out to thank Mr. James Gardner and his team @ Friends First Mortgage. They were very attentive and professional throughout this process. Buying a... read more
Jamal Curtis
What can I say, Aaron Blake is the man. From the moment I spoke with him the first time, he told me everything he was going to do and he... read more
Lawrence Calime
Mr James Gardener was so knowledgeable about everything his passion for the job was Outstanding Thanks to Mr Gardener
Carlton Fairell
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Contact James if you are buying a house. The entire process is explained, there are no surprises, and there is no pressure. James walks you through everything and delivers. Most... read more
D T
It was truly a pleasure working with Friends First Mortgage. My loan officer Sylvia, worked very diligently on getting my loan set up as well as keeping me informed and... read more
LaQueisha Holt
The owner was very helpful, and hands on with the entire process.
Amonyah Jones
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I had such an Amazing experience with Aaron . He took his time to figure out my needs and wants and helped me make the best decision for my new... read more
Lita Lindholm
James was very thorough, professional and made sure we understood what we were signing. Very pleasant experience!!
Milissa Austin
It’s was a pleasure doing business with Mr gardener ,all I can say thank you
Louseline Mendez
