Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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Handled it like champs. James and Sylvia made the whole thing smooth and simple.
Kyle Lites-Smith
I talk to Mr. James about what my situation was when I started the homebuying process this time and he did everything in his power to make sure it happen.... read more
Jocelyn Corpening
5 Stars goes to James Gardner of Friends First Mortgage for their Excellent work in getting us Closed out in Two-Weeks! Highly recommended, non better in the business.
Reggie Johnson
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Hey y'all, I just gotta say, I'm a homeowner now! Thanks to the awesome folks at Friends First Mortgage Company, they worked their magic and made it happen. My family... read more
marie chandler
I had such an Amazing experience with Aaron . He took his time to figure out my needs and wants and helped me make the best decision for my new... read more
Lita Lindholm
James was very thorough, professional and made sure we understood what we were signing. Very pleasant experience!!
Milissa Austin
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Closed in 2 weeks
KidKnowsA “Roblox Jr.” Kid
James & his team are absolutely phenomenal! This is my 3rd transaction with the Friends First team & it just keeps getting better & better. James is very punctual in... read more
Sherita Johnson
Mr.James Gardener surpassed my expectations I heard about this company through a friend and when I tell you he was there every step of the way even trough closing and... read more
Tan Walker
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Mr James Gardener was so knowledgeable about everything his passion for the job was Outstanding Thanks to Mr Gardener
Carlton Fairell
First class service from start to finish. Customer oriented so you are consistently informed. Fights hard for your requests. Oh and Trish has a neck for calming your nerves and... read more
Lazar Harris
I would certainly like to say I thank God for having Aaron Blake as my mortgage broker. He held my hand every step of the way, answered all of... read more
Teresa Ingram
