Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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I talk to Mr. James about what my situation was when I started the homebuying process this time and he did everything in his power to make sure it happen.... read more
Jocelyn Corpening
Mr.James Gardener surpassed my expectations I heard about this company through a friend and when I tell you he was there every step of the way even trough closing and... read more
Tan Walker
It was truly a pleasure working with Friends First Mortgage. My loan officer Sylvia, worked very diligently on getting my loan set up as well as keeping me informed and... read more
LaQueisha Holt
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Mr.James Gardner was truly heaven sent on my journey to purchasing my home I wanna take the time out to say thank you for all you and your company... read more
James Williams
Handled it like champs. James and Sylvia made the whole thing smooth and simple.
Kyle Lites-Smith
I had such an Amazing experience with Aaron . He took his time to figure out my needs and wants and helped me make the best decision for my new... read more
Lita Lindholm
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It was a pleasure working with James. He is very thorough and knows his stuff through and through. I have recommended him to both family and friends and they too... read more
Asiah Phillips
James and Sylvia were amazing to work with! They made the entire loan process smooth and stress-free. They were knowledgeable, responsive, and always had my best interest in mind. I... read more
Kelli Mcneil
What can I say, Aaron Blake is the man. From the moment I spoke with him the first time, he told me everything he was going to do and he... read more
Lawrence Calime
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Mr. Gardner was very professional in handling our refinancing and most recently in the purchase of our new home. I will recommend him to my family and friends. I... read more
Carolle Rhames
James made my buying experience so easy and virtually pain-free. Best of all, I closed in 3 weeks! I will always recommend James to anyone at any stage on thier... read more
Shakesha Coney
Mr. Aaron Blake, was very helpful and understanding.
Doomie Oliver
