Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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Mr James Gardener was so knowledgeable about everything his passion for the job was Outstanding Thanks to Mr Gardener
Carlton Fairell
"James has been an absolute rockstar throughout our home buying journey! With a decade-long partnership as teammates, he's consistently earned the title of MVP. Thanks again, James, for yet another... read more
Marcus Blake
James made my buying experience so easy and virtually pain-free. Best of all, I closed in 3 weeks! I will always recommend James to anyone at any stage on thier... read more
Shakesha Coney
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Mr. Aaron Blake, was very helpful and understanding.
Doomie Oliver
I talk to Mr. James about what my situation was when I started the homebuying process this time and he did everything in his power to make sure it happen.... read more
Jocelyn Corpening
Hey y'all, I just gotta say, I'm a homeowner now! Thanks to the awesome folks at Friends First Mortgage Company, they worked their magic and made it happen. My family... read more
marie chandler
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James was EXCELLENT!! He got us approved when we thought we couldn't. He was fast, efficient, transparent and very communicative. I will recommend James to anyone i know looking for... read more
Steve Austin
Closed in 2 weeks
KidKnowsA “Roblox Jr.” Kid
First class service from start to finish. Customer oriented so you are consistently informed. Fights hard for your requests. Oh and Trish has a neck for calming your nerves and... read more
Lazar Harris
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5 Stars goes to James Gardner of Friends First Mortgage for their Excellent work in getting us Closed out in Two-Weeks! Highly recommended, non better in the business.
Reggie Johnson
I would certainly like to say I thank God for having Aaron Blake as my mortgage broker. He held my hand every step of the way, answered all of... read more
Teresa Ingram
James was amazing. He made the house buying process smooth, easy and comfortable. He was available and helpful.
Dana Menefee
