Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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Great service and friendly people!!
Jay Macc
I want to take the time out to thank Mr. James Gardner and his team @ Friends First Mortgage. They were very attentive and professional throughout this process. Buying a... read more
Jamal Curtis
Great experience working with James Gardner!!! He made my homebuying experience smooth and was there to answer any question or concern throughout the process. Highly recommend.
Shannon Floyd
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The home buying process can be very challenging and exhausting, but James Gardner and his team at Friends First Mtg made purchasing our new home a very smooth experience. I... read more
Soultrain27
The owner was very helpful, and hands on with the entire process.
Amonyah Jones
James made my buying experience so easy and virtually pain-free. Best of all, I closed in 3 weeks! I will always recommend James to anyone at any stage on thier... read more
Shakesha Coney
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"James has been an absolute rockstar throughout our home buying journey! With a decade-long partnership as teammates, he's consistently earned the title of MVP. Thanks again, James, for yet another... read more
Marcus Blake
Excellent company. As a real estate agent with over 15 years in the business, I would definitely recommend Friends First Mortgage. The process was smooth and easy for my clients... read more
Shuaib Abdussabur
As a first time homeowners the entire process of buying a house can seem completely overwhelming but our agent James with Friends First Mortgage made the process so much easier... read more
Laneisha Theodore
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James was very thorough, professional and made sure we understood what we were signing. Very pleasant experience!!
Milissa Austin
Mr. Aaron Blake, was very helpful and understanding.
Doomie Oliver
James was EXCELLENT!! He got us approved when we thought we couldn't. He was fast, efficient, transparent and very communicative. I will recommend James to anyone i know looking for... read more
Steve Austin
