Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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I had such an Amazing experience with Aaron . He took his time to figure out my needs and wants and helped me make the best decision for my new... read more
Lita Lindholm
Excellent company. As a real estate agent with over 15 years in the business, I would definitely recommend Friends First Mortgage. The process was smooth and easy for my clients... read more
Shuaib Abdussabur
I was very happy working with Mr.James i know that i can be very annoying at times but he was always there to answer any questions that i have even... read more
Lateisha Forbes
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Great experience working with James Gardner!!! He made my homebuying experience smooth and was there to answer any question or concern throughout the process. Highly recommend.
Shannon Floyd
Closed in 2 weeks
KidKnowsA “Roblox Jr.” Kid
Working with James was an absolute pleasure! He made the refinancing process smooth, stress-free, and even enjoyable. His professionalism, clear communication, and dedication to getting me the best deal were... read more
Gerard Davis
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James made my buying experience so easy and virtually pain-free. Best of all, I closed in 3 weeks! I will always recommend James to anyone at any stage on thier... read more
Shakesha Coney
Working with James was an absolute pleasure. We worked with him to get a mortgage for the first time and we truly couldn't have asked for a better experience. He was... read more
Robin Norris
James was EXCELLENT!! He got us approved when we thought we couldn't. He was fast, efficient, transparent and very communicative. I will recommend James to anyone i know looking for... read more
Steve Austin
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First class service from start to finish. Customer oriented so you are consistently informed. Fights hard for your requests. Oh and Trish has a neck for calming your nerves and... read more
Lazar Harris
Mr. Gardner is efficient, patient and professional. He made navigating the loan process easier by answering all of my questions and taking time to explain exactly what each step entailed.... read more
Haneefah Colon
Hey y'all, I just gotta say, I'm a homeowner now! Thanks to the awesome folks at Friends First Mortgage Company, they worked their magic and made it happen. My family... read more
marie chandler
