Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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Mr James Gardener was so knowledgeable about everything his passion for the job was Outstanding Thanks to Mr Gardener
Carlton Fairell
Working with James was an absolute pleasure! He made the refinancing process smooth, stress-free, and even enjoyable. His professionalism, clear communication, and dedication to getting me the best deal were... read more
Gerard Davis
As a first time homeowners the entire process of buying a house can seem completely overwhelming but our agent James with Friends First Mortgage made the process so much easier... read more
Laneisha Theodore
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Closed in 2 weeks
KidKnowsA “Roblox Jr.” Kid
First class service from start to finish. Customer oriented so you are consistently informed. Fights hard for your requests. Oh and Trish has a neck for calming your nerves and... read more
Lazar Harris
Working with James was an absolute pleasure. We worked with him to get a mortgage for the first time and we truly couldn't have asked for a better experience. He was... read more
Robin Norris
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Mr. Gardner was very professional in handling our refinancing and most recently in the purchase of our new home. I will recommend him to my family and friends. I... read more
Carolle Rhames
James was EXCELLENT!! He got us approved when we thought we couldn't. He was fast, efficient, transparent and very communicative. I will recommend James to anyone i know looking for... read more
Steve Austin
It was truly a pleasure working with Friends First Mortgage. My loan officer Sylvia, worked very diligently on getting my loan set up as well as keeping me informed and... read more
LaQueisha Holt
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What can I say, Aaron Blake is the man. From the moment I spoke with him the first time, he told me everything he was going to do and he... read more
Lawrence Calime
It was a pleasure working with James. He is very thorough and knows his stuff through and through. I have recommended him to both family and friends and they too... read more
Asiah Phillips
I had such an Amazing experience with Aaron . He took his time to figure out my needs and wants and helped me make the best decision for my new... read more
Lita Lindholm
