Explore mortgage options with Friends First Mortgage
Your premier mortgage lender located in Loganville, Georgia. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
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It was truly a pleasure working with Friends First Mortgage. My loan officer Sylvia, worked very diligently on getting my loan set up as well as keeping me informed and... read more
LaQueisha Holt
5 Stars goes to James Gardner of Friends First Mortgage for their Excellent work in getting us Closed out in Two-Weeks! Highly recommended, non better in the business.
Reggie Johnson
As a first time homeowners the entire process of buying a house can seem completely overwhelming but our agent James with Friends First Mortgage made the process so much easier... read more
Laneisha Theodore
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The home buying process can be very challenging and exhausting, but James Gardner and his team at Friends First Mtg made purchasing our new home a very smooth experience. I... read more
Soultrain27
James made my buying experience so easy and virtually pain-free. Best of all, I closed in 3 weeks! I will always recommend James to anyone at any stage on thier... read more
Shakesha Coney
James and Sylvia were amazing to work with! They made the entire loan process smooth and stress-free. They were knowledgeable, responsive, and always had my best interest in mind. I... read more
Kelli Mcneil
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James was amazing. He made the house buying process smooth, easy and comfortable. He was available and helpful.
Dana Menefee
"James has been an absolute rockstar throughout our home buying journey! With a decade-long partnership as teammates, he's consistently earned the title of MVP. Thanks again, James, for yet another... read more
Marcus Blake
I had such an Amazing experience with Aaron . He took his time to figure out my needs and wants and helped me make the best decision for my new... read more
Lita Lindholm
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Handled it like champs. James and Sylvia made the whole thing smooth and simple.
Kyle Lites-Smith
I would certainly like to say I thank God for having Aaron Blake as my mortgage broker. He held my hand every step of the way, answered all of... read more
Teresa Ingram
Hey y'all, I just gotta say, I'm a homeowner now! Thanks to the awesome folks at Friends First Mortgage Company, they worked their magic and made it happen. My family... read more
marie chandler
